There are many ways to secure deals on your motor insurance. One thing you could easily do to reduce your premium costs is to pay a higher excess. If, therefore, your car is off the road and in a garage, then some insurers may reduce your premiums due to your car being "safer".
Often, insurers will charge you a bit extra if you opt to pay by direct debit. When you bear in mind that some companies can charge interest if you pay your premiums by monthly installments, then the option to pay in one go seems a lot more attractive.
If you have the opportunity to take this test, and then do so, it may reduce the cost of your premiums.
Obviously, drive carefully. You can typically get cheaper premiums if you drive a small, family car compared to a flashy sports car so when it comes to buying a new car, look at the insurance group before you buy!
Finally, to get the best motor insurance deals, never just automatically accept your car insurance renewal notice.
Budget Motor Insurance - Is Budget Motor Insurance Really Recommended?
Executive Summary about Motor Insurance by David Ackland
Q: Is budget motor insurance a good idea? I am a good driver and am not looking to spend a fortune on my motor insurance. The company seems well respected, but the coverage is fairly low. Do you have any helpful advice to offer?
A: Budget motor insurance is fine, but not if it does not provide the coverage you need to protect your assets in case of a claim.
We advise people again and again to look for the lowest price in car insurance, but not at the expense of coverage. We highly recommend obtaining budget auto insurance quotes from a variety of companies, which will allow you to compare coverage levels as well as price.
Comparing car insurance rates is one of the easiest ways to save a lot of money on your auto insurance premiums, but it's unfortunately a corner that many drivers cut.
Budget motor insurance can be found without compromising coverage levels.
Remember, the biggest mistake that drivers make is simply accepting the first rate they're quoted -- always get multiple quotes before making a decision on a car insurance policy.
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